WHITE PAPERS


PRIOR TO 2008

Channel Optimisation
6 rules for getting the most value out of your card acquisition budget

Conflicting Signals from Co-brand Cards
The rules that successful issuers are following

Coping with the Commoditised Credit Card
Is your product good enough?

Emerging Markets
How different are they really?

Green Cards
From zero to hero?

Maximise the Returns from your Marketing Budget
What effective card marketing programmes all have in common

The Language of Rewards
What does it all mean?

The Power of Data-Driven Marketing
Using information to build profitability

What Happened to all the Good Ideas?
Maximising profit the right way

What's the 400lb Gorilla in the Card Issuer Board Room?
The problem that dare not speak its name

Cards and Rewards
The end of the affair?

Your Best Customers
How to find and influence them

Making the Case for the Business Card
There's a Cinderella in your portfolio

The Search for the Holy Grail
The importance of cross-selling

When Nanny Becomes a Nightmare
What keeps US bankers awake at night?

A Card is a Card is a Card...
...except when it's a phone

Price-led or Product-led?
The dangers of focussing on price-cutting

Let's Hear it for Rewards Programmes
How savvy issuers get value from loyalty

2008

The World is Changing
- and banking is changing with it

Is there Life beyond Balance Transfers?
Or, what happens at re-price?

Keeping only the Best
Retention is a good thing - but it's not for everyone

We Have Ways of Making You Pay
Issuers pass the pain along

Rewards: Most Things to Most Men
Just decide what behaviour you want to encourage

Call it the Flight to Quality
Managing for the credit crunch

To Charge or not to Charge, that is the Question
When is it right to charge a fee?

Managing for Growth in a Crisis
Value is the answer - for you and your customers

In Tough Times, be Systematic
Got a problem? Think it through

The Value of Loyalty
How much is your rewards programme worth?

The (Too Often) Ignored Opportunity
Here's a new source of profitable business