Roy Stephenson - Strategic Planning and Marketing

  • Home
  • About us
  • Engagements
  • Client list
  • Articles and white papers
  • Contact us

From data analysis to delivery…
…using experience, thoughtfulness, clarity
and creativity to meet your goals.

Articles and white papers

  • 2018
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • 2009
  • Prior to 2009
  • January
  • Double trouble
    A review of the big trends in financial services suggests there are real causes for concern. This note picks out two worries.
  • March
  • Risky business
    From cyber-security through crypto-currencies to bank capital ratios - risk is a major theme again in the payment world. We pick out some recent developments for review.
  • April
  • Winds of change
    Optimists believed that, once the immediate aftermath of the crash was over, banking would carry on pretty much as before. How wrong they were.
  • July
  • Look both ways
    Under pressure to rebuild business, banks should adopt a two-fold strategy: Look In, and Look Out.
  • August
  • Too difficult to deliver, or too promising to miss?
    Take a look at what may be the next stage in the evolution of bank rewards programmes.
  • November
  • Keep calm and carry on
    Is the worst over for British Banks? We look at the evidence and offer some conclusions.
  • December
  • The banker's dilemma
    Bricks? Clicks? Both? What's the best route for retail banking?

© Roy Stephenson, 2026–Design by Jena Birch